Our Story

creditshelf is the leading financier for digital SME loans in Germany. Founded in 2014 and headquartered in Frankfurt am Main, the company arranges bank-independent, flexible financing solutions via its constantly growing network. creditshelf caters to complementary needs: SME entrepreneurs gain easy access to attractive alternative financing solutions, institutional investors can invest directly in German SMEs, and the company’s partners can support their clients as innovative providers of new credit solutions. creditshelf's business model revolves around its unique, data-driven risk analysis and unbureaucratic, fast digital processes. creditshelf covers the entire value chain: Its platform is used to select suitable credit projects, analyze potential borrowers’ credit quality, perform credit scoring, and price risk adequately. The company receives fees from both borrowers and investors for these services.

creditshelf has been listed on the Frankfurt Stock Exchange’s Prime Standard segment since 2018. The experts making up its team have many years’ experience of SME financing and are trusted partners and visionaries for building tomorrow’s businesses.



EUR 1.96 bn

Requested Loan volume in 2022

16% growth year-over-year

EUR 571.3 m

Arranged loan volume since foundation

Germany’s leading digital SME financier

Minus EUR 0.6 m

EBIT in 2022

72% improvement year-over-year

EUR 500 m

Arranged loan volume as midterm target

Strong growth envisaged

All figures as of December 31, 2022.



Dr. Tim Thabe

Chairman of the Management Board/

Dr. Tim Thabe is creditshelf’s Chief Executive Officer and co-founded the company in 2014. His main tasks are strategy and communications, human resources, creditshelf risk management, credit analysis and portfolio management, legal and compliance, as well as technology and data. Before co-founding creditshelf, Dr. Tim Thabe worked as credit risk officer and rating advisor at Goldman Sachs in London, United Kingdom, as well as in multiple positions evolving around the credit sector at UBS in Zurich, Switzerland.


Dr. Daniel Bartsch

Management Board Member and CFO
(Chief Financial Officer)

Dr. Daniel Bartsch co-founded creditshelf in 2014 and is its Chief Financial Officer. He is responsible for finance, tax and controlling, equity investor relations, sales, partner management, operations, business development, product development, debt investor relations and marketing. Before his time at creditshelf, Dr. Daniel Bartsch worked as project manager and management consultant at Kienbaum Consultants International and as project manager and senior consultant at Bain & Company. Afterwards, he worked in multiple positions at UBS, including leading positions in Zurich, Switzerland, and Singapore.


Curriculum vitae

Rolf Elgeti

Chairman of the supervisory board

Rolf Elgeti is engaged in various companies, including as General Partner of Obotritia Capital KGaA. He is also Chairman of the Supervisory Board of Deutsche Leibrenten Grundbesitz AG and Obotritia Hotel SE. In addition, he is a member of numerous other boards and committees. In May 2018, Rolf Elgeti was appointed as chairman of creditshelf’s supervisory board. He was reelected in July 2023.

Curriculum vitae

Rolf Hentschel

Supervisory Board Member

Rolf Hentschel is a member of the supervisory board of HGV Hamburger Gesellschaft für Vermögens- und Beteiligungsmanagement mbH. In May 2018, Mr. Hentschel was appointed as deputy chairman of creditshelf’s supervisory board. In July 2023, he was once again entrusted with this position. He is also Chairman of the Audit Committee since its establishment.

Curriculum vitae

Prof. Dr. Dirk Schiereck

Supervisory Board Member

Prof. Dr. Schiereck is a member of the supervisory board of BayernInvest Kapitalverwaltungsgesellschaft mbH and Head of the Corporate Finance Chair at the Darmstadt University of Technology. Prof. Dr. Schiereck has been a member of creditshelf’s supervisory board since May 2018.

Curriculum vitae

Julia Heraeus-Rinnert

Supervisory Board Member

Julia Heraeus-Rinnert is Managing Director of J² Verwaltung GmbH and a member of the Shareholders' Committee of Heraeus Holding GmbH. She has been a member of creditshelf’s supervisory board since May 2018.

Curriculum vitae

Britta Becker

Supervisory Board Member

Britta Becker is a freelance financing expert and consultant. She has many years of expertise in corporate finance, debt advisory and risk management. Britta Becker has been a member of creditshelf’s supervisory board since July 2023.